guaranteed insurability

См. также в других словарях:

• guaranteed insurability — A life and health insurance policy feature that enables the insured to add coverage at future times and at fixed and agreed upon rates regardless of health conditions. Bloomberg Financial Dictionary …   Financial and business terms

• guaranteed insurability rider — A rider attached to a life insurance policy at time of issuance, permitting the insured to obtain, without medical examination, policies of life insurance, subject to limitation upon amount contained in the rider. Otherwise known as purchase… …   Ballentine's law dictionary

• Guaranteed Renewable Policy — An insurance policy feature that obligates the insurer to continue coverage as long as premiums are paid on the policy. While re insurability is guaranteed, premiums can rise based on the filing of a claim, injury, or other factor that could… …   Investment dictionary

• Child Life Insurance — is a form of permanent life insurance that insures the life of a minor. It is usually purchased to protect a family against the sudden and unexpected costs of a child’s funeral or burial[1] and to secure inexpensive and guaranteed insurance for… …   Wikipedia

• purchase option rider — Same as guaranteed insurability rider …   Ballentine's law dictionary

• Life insurance — The foundation of life insurance is the recognition of the value of a human life and the possibility of indemnification for the loss of that value. F. C. Oviatt, Economic place of insurance and its relation to society[1] Life insurance is a… …   Wikipedia

• Term life insurance — or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires coverage at the previous rate of premiums is no longer guaranteed and the client… …   Wikipedia

• Insurance — This article is about risk management. For Insurance (blackjack), see Blackjack. For Insurance run (baseball), see Insurance run. In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a… …   Wikipedia

• Annual Renewable Term (ART) Insurance — A form of term life insurance that offers a guarantee of future insurability for a set period of years, although premiums are paid every year on the basis of a one year contract. As such, the premiums will rise over time as the insured person… …   Investment dictionary

• insurance — A contract whereby, for a stipulated consideration, one party undertakes to compensate the other for loss on a specified subject by specified perils. The party agreeing to make the compensation is usually called the insurer or underwriter; the… …   Black's law dictionary

• insurance — A contract whereby, for a stipulated consideration, one party undertakes to compensate the other for loss on a specified subject by specified perils. The party agreeing to make the compensation is usually called the insurer or underwriter; the… …   Black's law dictionary